How to Obtain a CPN Number: Your Timeline

CPN packages overview

You obtain a CPN through a seven-step timeline. Day 1 is registration, a phone consultation and your half-down payment. Day 2 is data verification, Days 3 and 6 deliver public records spreadsheets, and the balance payment adds tradelines. Scores post 7 to 12 days later, and 6 to 12 guidance emails follow.

1
DAY 1
Welcome to LNCF

Registration Complete!

Chances are you've explored our website, found a service that suits your needs, and decided to register with us to enjoy the benefits.
Phone consultation and half down payment complete
2
Day 2
Check your email in the afternoon

Verify your new file information

To proceed with submitting your file for public records, we need to verify the accuracy of the information you provided, either through verbal transcription with your agent or during registration. Once you confirm the accuracy of your profile data by responding to our email and reviewing the attached documents, we will forward your data for national submission.
New file data review
3
Day 3
Excel spreadsheet delivery

Review public records submissions part 1

The first part of your public records submissions (Part 1) is complete. You’ve received an email with a spreadsheet containing the usernames and passwords for the accounts created with your permission. You can disregard any further phone calls and emails regarding these accounts.
Part 1 of public records is complete
4
Day 6
Excel spreadsheet delivery

Public records submissions part 2

The second part of your public records submissions have been completed in an excel spreadsheet has been emailed to you. There isn't anything that needs to be done with these accounts unless you want to use them. You can disregard all phone calls and emails about the accounts as well.
Part 2 Public Records Submissions complete
5
Credit scores pending
Payment date your choice

Balance Payment

In order to get your scores posted we use the balance payment from the package that you purchased to pay for the authorized user trade lines that get added to your profile. Balance payment can be made as soon as the next day from your down payment to get scores posted the fastest
Balance payment needed for trade lines
6
7-12 Days after balance payment
Notify agent of your scores

Congratulations on your credit scores posting to your new file

If you have not received the email already about our recommendations for companies that provide credit monitoring then please ask us and it will be sent so you can start verifying with all three credit bureaus what scores you have. Take a screenshot of your scores and send it to us we always love to see our new clients scores
Credit Scores post
7
Check your email
First uses

New file management

Based on the package you purchased, you will receive between 6 to 12 emails guiding you through your new profile management journey. As we're available 7 days a week, we encourage you to reach out whenever you have questions or need guidance to move forward confidently with your new file. We strive to respond promptly, understanding that your personal circumstances are likely evolving during this transition into privacy.
We share between 6 & 12 emails

Ready to take control of your future?

Start your new file with us today, and we will walk you through every step.

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How to obtain a CPN number and the timeline to getting your credit scores posted and using your new file in commerce. Call (800) 597-2560

Common Questions

How long does it take to get a CPN file?

Registration and verification take the first two days. Public records Part 1 arrives on Day 3 and Part 2 on Day 6. After your balance payment, scores usually post within 7 to 12 days, so most clients see their first scores within a few weeks of starting.

What do I do on Day 1?

You register, hold a phone consultation with your agent and make the half-down payment on your package. Your agent confirms the plan and tells you what to expect next, so you know exactly what the following days look like.

What is the balance payment for?

The balance from your package pays for the authorized user tradelines added to your profile. You can make it as soon as the next day after your down payment, which gets your scores posted the fastest. The tradelines are added once the balance is paid.

How do I confirm my scores posted?

Ask us for our credit monitoring recommendations and check all three bureaus. Take a screenshot of your scores and send it to us. We love to see new client scores, and we will help you plan your first applications.

What happens after my scores post?

You receive between 6 and 12 emails guiding you through managing your file, depending on your package. We are available seven days a week to answer questions, so you can move forward at your own pace.