Legal New Credit File is a service that streamlines building a new consumer credit file with new FICO scores. It is set up with the protections of the Privacy Act of 1974 in mind, and it gives you the knowledge and support to use the file for housing, credit and business.
The simplified form asks for your name, phone and email. These can be your original contact details. They do not need to be the new phone number and new email address that we use later to set up your privacy file. Type I Agree to confirm the Terms of Use.
A live agent contacts you to talk through your goals and confirm your data. Day 1 is registration and a phone consultation, with the half-down payment for your package. On Day 2 you check your email and confirm your file information so we can begin public records submissions.
Live agents are available seven days a week, 9am to 5pm Pacific. Call (800) 597-2560 or text (718) 673-6458. If you prefer to read first, download the free account guides on this page and bring any questions to your agent.
Yes. The free account guides are available to download from the registration page, and they give you a clear picture of how a new credit file is built and managed before you choose a package. You can read them first and call us when you are ready.